Office: (408) 558-6644 Cell: (408) 529-0099

      First Time Home Buyers

      We help you make sense of the information provided by the internet and other sources with our expert market knowledge and resources, and the perspective of a seasoned veteran. We couple that with a special blend of modern technology and personalized service so you can buy with confidence, and have time to live your life.

      I’ll never forget buying my first home. I worked as a mortgage lender at the time, and I’d been saving my money for many years and paying down a few bills. I was ready to buy….or so I thought. Even though I’d helped my clients obtain mortgage financing for a decade, I never really realized how many decisions needed to be made in buying a home. And my stomach was in knots when I wrote the biggest check I’d ever written for my down payment. Looking back multiple decades later, that scary decision was one of the best financial decisions of my life. Having this perspective and remembering what that felt like, means I can fully appreciate this next step in your life as a first time buyer.

      As your Realtor for Life I will:

      • Provide insights into the best locations for your needs and budget.
      • Negotiate exclusively for you by not representing both parties in the sale
      • Provide resources and referrals to inspectors, contractors, movers and more
      • Provide guidance in selecting a lender
      • Help you understand how tax benefits work and help you compare renting vs owning
      • Assist you in understanding how condo associations work
      • Help you determine an offer price and strategy
      • Monitor activities of your lender, appraiser, escrow, seller and sellers’ agent
      • Anticipate problems that could arise during the transaction.
      • Search for homes both on and off the MLS

      There is really no substitute for experience when it comes to representing you on the biggest financial decision of your life. Let us help guide you through this process so you can spend more time enjoying your life and building your career. We’d love to help you get started as a homeowner, and continue on in your future as Your Realtor for Life.

      Debra Schwartz, Contact Card

      Home Search


      Teacher and friend!

      When we started looking around we knew absolutely nothing. You were a teacher, a friend and a Realtor to us. You were sensitive to our needs. You took all possible steps to ensure that we got the house that we dreamed about. You have left an indelible mark in our lives not because you were the Realtor who helped us get our first house but because of the person you are.


      Jessanth & Priya Joseph, Buyer

      “With Debra, I was a confident buyer”

      I knew I didn’t want to rent any more but I didn’t have any idea how to buy a house. Debra didn’t just help me find the perfect place, she helped me understand the process such that when the right property was in our sights I was a confident buyer.

      -Mike Zensius, 1st time buyer

      “We found an advisor and a friend”

      Despite the multiple offers that were received, the seller chose to work with us because of her confidence in Debra’s abilities to guide us through the process.  We found not only found a realtor for life, but an advisor and friend.

      Vandana and Guna, 1st time buyers

      “Diligent, Organized and Dedicated”

      Debra is a very diligent, organized and dedicated person in her work. She actually trained me in all important issues in home buying during my first time home search.

      -Hassana Iravani,1st time buyer

      Talk about 5-star service!

      She held our hand through the whole process, looked out for our best interest and followed up with us in the weeks since to be sure everything was going well.  While I TRULY hope that I never have to move again, I do know that we’ll be calling Debra if moving again does happen.

      Ailsa and Steve, 1st time buyers

      “Super-responsive and a great advocate”

      She was super-responsive to my questions and shared her expertise about the home-buying process with me in a patient and kind manner. I felt that she was a great advocate for me, from placing the offer to closing.

      Theresa, 1st time buyer

      “Sense of humor, knowledge, and experience”

      Her sense of humor, knowledge, and experience were invaluable in talking me out of some “project homes” that would have ended up being overwhelming, emotionally and financially, for a first time buyer. If/when I ever decide to move, she will be the first person I contact to help me sell and also to find my next home.

      Ann, short sale buyer

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